Blog: Understanding Insurance

While the appraisal clause is typically a thing of the past for Florida homeowner’s insurance policies, it is still part of commercial insurance policies. What does that mean for you if you are a Florida business owner with a commercial insurance policy? Let’s say that you have a water leak and the resulting flood does…

It is good to do an annual review of your expenses and that includes your homeowners insurance. Has anything changed since you last renewed it? Changes to your property or assets may mean changes to your homeowners’ insurance policy. Have you gotten a dog or other animals that might require more insurance? Have you built…

Whether you have made changes to your Florida business recently or not, a quick review of your commercial insurance policy to make sure that it adequately addresses your needs, is always a good idea. Whether you sell goods or services out of your business, it is important to make sure that everything in your business…

With more adults in Florida and the United States renting now than ever before, it is rather shocking that more than 58 percent of them lack renters’ insurance. This is even more baffling when you consider the fact that a typical renters’ insurance policy only costs about as much as a single large pizza on…

When facing property damage due to natural disasters, building structure damage and so forth, you are going to face time-consuming hours fighting with the insurance companies or filing a claim. Generally, to really get the compensation you deserve, you are going to want to look into getting your own public adjuster or attorney on board.…

In the wake of Hurricane Katrina, no one could ignore the shocking media coverage documenting the devastating destruction. When the levees broke and storm waters surged, homes were swept away, families were left stranded on rooftops and many lost their lives. Suddenly, families throughout the nation were forced to ask themselves a frightening question: “What…